Serving California and Arizona Car Dealers

CALL US: 888-DLR-INS4 (357-4674)

   

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"A" RATED - CALIFORNIA & ARIZONA ADMITTED

Used Car Dealers

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Call: 888-DLR-INS4

Motor Dealer Services

Personal Experience in Auto Sales, Management, Finance and Dealer Insurance Since 1984


COVER YOUR ASSETS

 

  • Garage Liability
  • Inventory/Open Lot Coverage
  • Garage Keepers Legal Liability
  • False Pretense
  • Personal Injury
  • True Comprehensive Coverage
  • Truth-in-Lending Errors and Omissions
  • Odometer Errors and Omissions
  • Title Errors and Omissions
  • Specified Vehicles
  • Medical Payment Coverage
  • Fire Legal Coverage
  • Building Coverage
  • Collision Coverage
  • Drive Other Car Coverage
  • Personal Property
  • Dealer’s Legal Defense
  • Products / Completed Operations
  • Business Income
  • Outdoor Signs
  • Attorney Assitance
  • Chose coverage you want
  • Auto Dealers with repair shops
  • Trick & Device

Click here to see our ad as shown in West Coast Dealer Magazine

Auto Liability insurance covers things you are liable for (can be sued for) while you, someone named on the policy or a customer is driving one of your covered vehicles. This includes damage to the other car, bodily injury to non - employees, and to people injured by the accident that weren’t in either car. It also includes property damage to things in an accident that are not vehicles, such as bus benches, fire hydrants etc. It does not cover employees. Workers comprehensive covers that. Other Than Auto Liability insurance covers things you are liable for not involved in an auto accident. This can include slip and fall at your premises and completed operations/products liability. Coverage varies from carrier to carrier. Liability Aggregate Limits cover multiple accidents. If someone has a $100,000 liability with a 2X aggregate ($200,000) – after having a $100,000 claim, there is still a second $100,000 available to cover future claims during the policy period. Medical Payments pay for minor medical claims. Medical claims above this limit are covered by the liability limit. Uninsured Motorist Bodily Injury pays medical bills for people in your vehicle if your vehicle is hit by someone with no liability insurance. Underinsured Motorist Bodily Injury (Not available in all states.) Pays medical bills for people in your vehicle if in an accident is caused by someone with liability limit not high enough to pay all the medical bills for everyone in the accident. Personal Injury covers: liable, slander and defamation of character. Fire Legal Liability covers fire damage caused by an insured to the landlord’s building. Odometer Errors & Omissions Coverage pays for claims arising from odometer errors and omissions made by the dealer while selling/transferring ownership of a vehicle. Title Errors & Omissions pays for claims arising from title errors and omissions made by the dealer while selling/transferring ownership of a vehicle. This includes but is not limited to: salvage title, lemon law title, flood title etc. Truth In Lending Errors and Omissions pays for claims arising from “truth in lending“ errors and omissions. Truth in lending refers to interest rate, term of contract, etc. Errors & Omissions: Coverage is limited to “errors” and “omissions.” Does not cover fraud, misrepresentation or intentional acts.